What type of income is acceptable to get approved for finance?

Printed Paystubs, Unemployment, Fixed income such as SSI, SSD, Workers Comp

What if I’m self-employed?

That’s fine, as long as you can prove your income with bank statements showing deposits, or canceled checks that you received.

Do I need a down payment?

Most people do need some cash down. That is how the bank gets comfortable with loaning you the rest of the money you need to purchase the vehicle you want.

How much of a down payment will I need?

The amount of your down payment is determined by the bank giving you the loan. It’s different for every customer, and depends on several factors, such as credit history, length of employment, and the kind of vehicle you wish to drive.

Why Olympic Auto Sales is the Best Choice for Buy Here Pay Here Car Financing

Posted Sunday, Jan 15, 2023

At Olympic Auto Sales, we understand that not everyone has perfect credit. That's why we've been providing Buy Here Pay Here (BHPH) car financing for 14 years. Our goal is to be a beacon of hope for those who need a reliable vehicle to get to and from work, as well as those who are looking to build their credit. Our long-term vision is to cement our position in the Decatur area as a customer-focused company that helps our customers achieve a brighter, more opportunistic future.

What sets Olympic Auto Sales apart from other BHPH dealerships?

At Olympic Auto Sales, we believe in going above and beyond for our customers. That's why we've recently dropped our BHPH general interest rates from 28% to 19.5%. This will help make the payments more affordable for our customers and allow them to own their vehicle in a shorter period of time, while also increasing the trade-in values for their vehicles.

In addition, all of our vehicles come with a 3-year full coverage warranty that has been discounted from $2500 down to $1900. This will also help reduce the monthly payment and overall cost of the vehicle for our customers.

Easy & Quick Approval Process:

At Olympic Auto Sales, we understand the importance of convenience and efficiency when it comes to car buying. That's why we offer a quick and easy online pre-approval process that only takes 1-2 minutes to fill out. Our online pre-approval form is designed to be user-friendly and easy to navigate. It only requires basic personal and financial information, and the process is completely secure and confidential. Once you submit the form, one of our financing experts will review your application and contact you with your pre-approval status within 24 hours. With our online pre-approval process, you can save time and get one step closer to owning your dream car.

One of the biggest benefits of working with our dealer is our easy approval process. Unlike traditional car dealerships, we provide in-house financing, which means that you'll be working directly with us to finance your car. This makes the approval process simpler and quicker than going through a third-party lender. We understand that the car-buying process can be stressful, that's why we've made it easy for you to get approved for financing.

Wide Selection of Used Cars:

Another benefit of shopping at Olympic Auto Sales is our wide selection of used cars. We have a variety of makes and models to choose from, including cars, trucks, and SUVs. All of our vehicles have been thoroughly inspected and come with a vehicle history report and warranty, so you can be sure that you're getting a quality vehicle.

Our overall strategy is to reduce the principal owed on the BHPH accounts, making it easier and quicker for our customers to trade in their cars with us and upgrade their vehicles. This will also help improve our customers' credit scores, which will drive interest rates down for their future purchases. We believe that by providing excellent customer service and offering competitive financing options, we will earn the loyalty of our customers and gain many referrals through word-of-mouth.

What to Look for When Shopping for a Car from Olympic Auto Sales:

Vehicle history report: Before you buy a car, ask our dealership for a vehicle history report to check for any accidents or damage.
Warranty options: Check what warranty options are available for the car you are considering buying.
Carfax: Look for a carfax which could be useful to know the history of the vehicle.
Test drive: Be sure to test drive the car before you buy it to ensure that it runs well and is comfortable to drive.

At our dealership, we are committed to providing our customers with the best financing options and excellent customer service. Our goal is to help you achieve a brighter future by providing you with a reliable vehicle and helping you build your credit. With our competitive interest rates and discounted warranties, we are confident that we are the best choice for your next car purchase. We look forward to serving you at our dealership in Decatur, GA.